business PLANNING


Creating something out of nothing is not an ability that everyone has. It takes careful planning, tireless work ethic, great people around you, and a little bit of luck. 

You have worked hard to get to where you are. You have experienced successes and failures (and not always in that order). You have worn all of the hats of your business and made all the decisions. You have poured your heart into your business.

At times, your personal finances can become an afterthought when trying to grow and sustain your business. Sometimes you are so busy working in your business, that you don't take the time to work on your business.

You can't do it all alone. 


You are only as strong as the people you surround yourself with. Over the last 40 years, we have gotten really good at helping entrepreneurs plan and manage their personal and business finances.

Run your business. Let us do the planning.



What you need to know about the business planning process.

  • You know what they are, RIGHT NOW. (This is not normal in our industry, go ahead and look around)
  • After our initial consultation, we tell you which level we estimate you to land in. (We are pretty good at this, but in a select few situations, we do have to adjust our estimate after our Goals and Facts meeting)
  • Your satisfaction in the plan is FULLY PROMISED for the entire 12 months. If you are not completely satisfied with your plan and service, we will write you a check for a full refund and wish you the very best.*
  • Our pricing is based on plan complexity and estimated time involved. It has nothing to do with account size, income level, or age.
  • Each package is designed to cover ALL OF YOUR BUSINESS PLANNING NEEDS in the first year. (Read more about OUR PROCESS below)
That's it. Simple, right?​

CFG Satisfaction Promise

If after the first year you are not completely satisfied with the plan or service, we will write you a check for your entire first year planning fee.*

CFG Business Planning Process


60 minutes The initial consultation is always complimentary. This conversation is intended to provide an opportunity to get to know us and for us to get to know you. You can ask any questions you might have, and together we determine if we are the best fit to serve as your financial planner. Your financial planner should be someone that you get along with, grow old with, and trust as though they are family. We understand that this is a heavy decision and that is why we are happy to invest an hour of our time. You will leave this meeting with a clear picture of the services we can provide. At this point, we can both determine if CFG is the best team to serve you. You can schedule your complimentary consultation here.

Goal Setting and Fact Finding

90 minutes Here, we ask you for you to gather up all of your financial and estate planning information. We leverage the latest technology to securely digitize and expedite this process. Then, we begin to piece together the black and white puzzle of your financial life. This is when the fun begins. We get to take a step back, ask a few questions, and listen to you. We will dive into your dreams and values, along with your concerns and fears. This step is invaluable to customizing your plan. Following this meeting, you will receive your Initial Advisory Agreement that includes your Initial Financial Planning Fee. Once you sign and return your Initial Advisory Agreement, we get to work on your plan. Your plan comes from your story, let us worry about the numbers.

Plan Delivery

Sample Schedule

  • Cash Flow and Debt
  • Risk and Legal
  • Benefits
  • Annual Review
Delivering and implementing your plan is a process. We believe that anything worth doing, is worth doing correctly. Over the last 40 years, we have refined our plan delivery process. We break it down into manageable chunks, setting our clients up for success from the very beginning. We set an implementation schedule with real time progress tracking. Your plan delivery will take place over 4 separate meetings (either in-person or virtually). Every step of the way, we present our recommendations, set tasks and due dates, and support in implementation. We want to see each our clients succeed, and taking action on your plan is critical to long-term financial success. A plan without action is merely a dream.

Never look back unless you are planning to go that way."

-Henry David Thoreau


ongoing service

After the First Year Business Planning Process, there is still much to be done, but the heavy lifting has generally been completed. Because of this, our ongoing service options are much less expensive than the first year business planning fee. We look at this as a maintenance and service package for your business financial plan. In business, the landscape is constantly evolving. Having someone to call that understands your situation is vital to continued financial well being.

Annual Meetings

Annual strategy update

Scheduled phone calls

Unlimited email support


Semiannual Meetings

Semiannual strategy update

Unlimited phone calls

Unlimited email support


Quarterly Meetings

Quarterly strategy update

Unlimited phone calls

Unlimited email support





You pour your heart into your business. Ups and downs are inevitable. 

Planning for your business should prepare you and your business to weather the storms that lie ahead.

Your advisor needs to fully understand the goals and direction of your business in order to provide real, valuable solutions.


Working with CFG for your business planning can help with

  • Business structure,

  • employee benefits elections,

  • retirement plan selection,

  • business sales and valuations, and

  • risk management. 


Simply, we clarify goals, identify challenges, and implement strategies to help your business succeed.

Everything you need to know about the ongoing service.

  • These fees begin in year two.
  • Again, you know exactly what they are, right now. NO SURPRISES.​
  • After the First Year Planning Process has concluded, YOU decide which level of service you would like for the next year.
  • Ongoing service agreements are reviewed each year to ensure you are in the proper level of service.
  • Fees are automatically charged at the beginning of each quarter and can be cancelled AT ANY TIME. (Refunds, however, are not offered for ongoing service fees)
  • Our pricing is based on the number of meetings you would like and the anticipated complexity of your plan.
  • Discounts are available for ongoing service fees based on the utilization of our investment management service.

Business plans and personal financial plans are very different. Learn about our personal financial planning here.

Have you already developed a financial plan but would like another set of eyes to review it? Learn about our plan review option here.

Already have a plan?

Want a personal plan too?

Just getting started with your plan

We may be a good fit and would love to help!

Contact us today for your complimentary consultation

8400 E. Prentice Ave.

Suite 1100

Greenwood Village, CO 80111-2926

T 303.629.7500

F 303.629.7560

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Investment advisory services offered through Capital Financial Group, Inc. Capital Financial Group, Inc. is not a registered broker/dealer and is independent of Raymond James Financial Services.

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Investing involves risk and you may incur a profit or loss regardless of strategy selected. 

Investments & Wealth Institute ™ (The Institute) is the owner of the certification mark “CIMA” and “Certified Investment Management Analyst”. Use of
CIMA and/or Certified Investment Management Analyst signifies that the user has successfully completed The Institutes initial and ongoing credentialing
requirements for investment management professionals.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP®
(with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

*Refunds may be requested for initial financial planning/consulting services provided by Capital Financial Group only. These plans are not offered under Raymond James and no refunds would be provided by Raymond James. Additional fees may apply. Additional fees or investment losses are not available for reimbursement