Consultation

---

60 minutes The initial consultation is always complimentary. This conversation is intended to provide an opportunity to get to know us and for us to get to know you. You can ask any questions you might have, and together we determine if we are the best fit to serve as your financial planner. Your financial planner should be someone that you get along with, grow old with, and trust as though they are family. We understand that this is a heavy decision and that is why we are happy to invest an hour of our time. You will leave this meeting with a clear picture of the services we can provide. At this point, we can both determine if CFG is the best team to serve you. You can schedule your complimentary consultation here.

---

Goal Setting and Fact Finding

---

90 minutes Here, we ask you for you to gather up all of your financial and estate planning information. We leverage the latest technology to securely digitize and expedite this process. Then, we begin to piece together the black and white puzzle of your financial life. This is when the fun begins. We get to take a step back, ask a few questions, and listen to you. We will dive into your dreams and values, along with your concerns and fears. This step is invaluable to customizing your plan. Following this meeting, you will receive your Initial Advisory Agreement that includes your Initial Financial Planning Fee. Once you sign and return your Initial Advisory Agreement, we get to work on your plan. Your plan comes from your story, let us worry about the numbers.

---

Plan Delivery

---

Sample Schedule

• Cash Flow and Debt
• Risk and Legal
• Benefits
• Annual Review

Delivering and implementing your plan is a process. We believe that anything worth doing, is worth doing correctly. Over the last 40 years, we have refined our plan delivery process. We break it down into manageable chunks, setting our clients up for success from the very beginning. We set an implementation schedule with real time progress tracking. Your plan delivery will take place over 4 separate meetings (either in-person or virtually). Every step of the way, we present our recommendations, set tasks and due dates, and support in implementation. We want to see each our clients succeed, and taking action on your plan is critical to long-term financial success. ​ A plan without action is merely a dream.

---

What you need to know about the business planning process.

---

• You know what they are, RIGHT NOW. (This is not normal in our industry, go ahead and look around)

• After our initial consultation, we tell you which level we estimate you to land in. (We are pretty good at this, but in a select few situations, we do have to adjust our estimate after our Goals and Facts meeting)

• Your satisfaction in the plan is FULLY PROMISED for the entire 12 months. If you are not completely satisfied with your plan and service, we will write you a check for a full refund and wish you the very best.*

• Our pricing is based on plan complexity and estimated time involved. It has nothing to do with account size, income level, or age.

• Each package is designed to cover ALL OF YOUR BUSINESS PLANNING NEEDS in the first year. (Read more about OUR PROCESS below)

That's it. Simple, right?​

---