FINANCIAL PLANNING

PLANNING IS A PROCESS

You're smart. You're driven. You're successful. And it didn't happen overnight.

A strong financial plan doesn't happen overnight either. It is a process. It is a collaborative project that requires a dialogue, great listening, and a complete understanding of the entire situation. 

Anything less just isn't financial planning.

Insurance agents, stock brokers, money managers, and accountants often stake claim to the service of financial planning or the title of financial advisor. 

While they can all play a role in a sound financial plan, they themselves are typically not planners. 

We are planners. We are paid a fee for our objective advice. We are fiduciaries that act solely in your best interest.

Planning is process, but it doesn't need to be painful.

cfg signature pLANS

 

CFG Satisfaction Promise

If after the first year you are not completely satisfied with the plan or service, we will write you a check for your entire first year planning fee.*

CFG Signature Planning Process

Consultation


60 minutes The initial consultation is always complimentary. This conversation is intended to provide an opportunity to get to know us and for us to get to know you. You can ask any questions you might have, and together we determine if we are the best fit to serve as your financial planner. Your financial planner should be someone that you get along with, grow old with, and trust as though they are family. We understand that this is a heavy decision and that is why we are happy to invest an hour of our time. You will leave this meeting with a clear picture of the services we can provide. At this point, we can both determine if CFG is the best team to serve you. You can schedule your complimentary consultation here.




Goal Setting and Fact Finding


90 minutes Here, we ask you for you to gather up all of your financial and estate planning information. We leverage the latest technology to securely digitize and expedite this process. Then, we begin to piece together the black and white puzzle of your financial life. This is when the fun begins. We get to take a step back, ask a few questions, and listen to you. We will dive into your dreams and values, along with your concerns and fears. This step is invaluable to customizing your plan. Following this meeting, you will receive your Initial Advisory Agreement that includes your Initial Financial Planning Fee. Once you sign and return your Initial Advisory Agreement, we get to work on your plan. Your plan comes from your story, let us worry about the numbers.




Plan Delivery


Schedule

  • Estate
  • Insurance
  • Investments
  • Review
Delivering and implementing your plan is a process. We believe that anything worth doing, is worth doing correctly. Over the last 40 years, we have refined our plan delivery process. We break it down into manageable chunks, setting our clients up for success from the very beginning. We set an implementation schedule with real time progress tracking. Your plan delivery will take place over 4 separate meetings (either in-person or virtually). Every step of the way, we present our recommendations, set tasks and due dates, and support in implementation. We want to see each our clients succeed, and taking action on your plan is critical to long-term financial success. A plan without action is merely a dream.





All the other details you need to know about the ongoing services.


  • These fees begin in year two.
  • Again, you know exactly what they are, right now. NO SURPRISES.​
  • After the First Year Planning Process has concluded, YOU decide which level of service you would like for the next year.
  • Ongoing service agreements are reviewed each year to ensure you are in the proper level of service.
  • Fees are automatically charged at the beginning of each quarter and can be cancelled AT ANY TIME. (Refunds, however, are not offered for ongoing service fees)
  • Our pricing is based on the number of meetings you would like and the anticipated complexity of your plan.
  • Discounts are available for ongoing service fees based on the utilization of our investment management service.





Never look back unless you are planning to go that way."

-Henry David Thoreau

 

ongoing service

After the initial CFG Signature Plan, there is still much to be done, but the heavy lifting has generally been completed. Because of this, our ongoing service options are much less expensive than the first year planning fee. We look at this as a maintenance and service package for your financial plan. Life happens and things change, having someone to call that understands your situation is vital to continued financial well being. 

Annual Meetings

Annual strategy update

Scheduled phone calls

Unlimited email support

$250/quarter

Semiannual Meetings

Semiannual strategy update

Unlimited phone calls

Unlimited email support

$500/quarter

Quarterly Meetings

Quarterly strategy update

Unlimited phone calls

Unlimited email support

$1,000/quarter

All the other details you need to know about the ongoing services.


  • These fees begin in year two.
  • Again, you know exactly what they are, right now. NO SURPRISES.​
  • After the First Year Planning Process has concluded, YOU decide which level of service you would like for the next year.
  • Ongoing service agreements are reviewed each year to ensure you are in the proper level of service.
  • Fees are automatically charged at the beginning of each quarter and can be cancelled AT ANY TIME. (Refunds, however, are not offered for ongoing service fees)
  • Our pricing is based on the number of meetings you would like and the anticipated complexity of your plan.
  • Discounts are available for ongoing service fees based on the utilization of our investment management service.





Own a small business?

Already have a plan?

Small business owners have their own set of challenges and needs. Learn more about our planning options here.

Have you already developed a financial plan but would like another set of eyes to review it? We can do that here.

YOUR VALUES.

YOUR GOALS.

OUR MISSION.

You work hard for your money, but you are more than your account balances. You are someone with a very unique set of values and goals.

Planning should be about your life, and how money fits in. Not the other way around.

The planning process is a highly personal, often emotional experience. Your advisor needs to fully understand you and what you want out of life.

 

Working with the CFG team will help to provide the strategy, direction, and accountability to start using your resources in a way that aligns with your values. 

Just getting started with your plan

We may be a good fit and would love to help!

Contact us today for your complimentary consultation