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FINANCIAL PLANNING
PLANNING IS A PROCESS
You're smart. You're driven. You're successful. And it didn't happen overnight.
A strong financial plan doesn't happen overnight either. It is a process. It is a collaborative project that requires a dialogue, great listening, and a complete understanding of the entire situation.
Anything less just isn't financial planning.
Insurance agents, stock brokers, money managers, and accountants often stake claim to the service of financial planning or the title of financial advisor.
While they can all play a role in a sound financial plan, they themselves are typically not planners.
We are planners. We are paid a fee for our objective advice. We are fiduciaries that act solely in your best interest.
Planning is process, but it doesn't need to be painful.
cfg signature pLANS
CFG Satisfaction Promise
If after the first year you are not completely satisfied with the plan or service, we will write you a check for your entire first year planning fee.*
CFG Signature Planning Process
Consultation
Goal Setting and Fact Finding
Plan Delivery
Schedule
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Estate -
Insurance -
Investments -
Review
All the other details you need to know about the ongoing services.
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These fees begin in year two. -
Again, you know exactly what they are, right now. NO SURPRISES.
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After the First Year Planning Process has concluded, YOU decide which level of service you would like for the next year.
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Ongoing service agreements are reviewed each year to ensure you are in the proper level of service.
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Fees are automatically charged at the beginning of each quarter and can be cancelled AT ANY TIME. (Refunds, however, are not offered for ongoing service fees)
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Our pricing is based on the number of meetings you would like and the anticipated complexity of your plan.
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Discounts are available for ongoing service fees based on the utilization of our investment management service.
Never look back unless you are planning to go that way."
-Henry David Thoreau
ongoing service
After the initial CFG Signature Plan, there is still much to be done, but the heavy lifting has generally been completed. Because of this, our ongoing service options are much less expensive than the first year planning fee. We look at this as a maintenance and service package for your financial plan. Life happens and things change, having someone to call that understands your situation is vital to continued financial well being.
Annual Meetings
Annual strategy update
Scheduled phone calls
Unlimited email support
$250/quarter
Semiannual Meetings
Semiannual strategy update
Unlimited phone calls
Unlimited email support
$500/quarter
Quarterly Meetings
Quarterly strategy update
Unlimited phone calls
Unlimited email support
$1,000/quarter
All the other details you need to know about the ongoing services.
-
These fees begin in year two. -
Again, you know exactly what they are, right now. NO SURPRISES.
-
After the First Year Planning Process has concluded, YOU decide which level of service you would like for the next year.
-
Ongoing service agreements are reviewed each year to ensure you are in the proper level of service.
-
Fees are automatically charged at the beginning of each quarter and can be cancelled AT ANY TIME. (Refunds, however, are not offered for ongoing service fees)
-
Our pricing is based on the number of meetings you would like and the anticipated complexity of your plan.
-
Discounts are available for ongoing service fees based on the utilization of our investment management service.
YOUR VALUES.
YOUR GOALS.
OUR MISSION.
You work hard for your money, but you are more than your account balances. You are someone with a very unique set of values and goals.
Planning should be about your life, and how money fits in. Not the other way around.
The planning process is a highly personal, often emotional experience. Your advisor needs to fully understand you and what you want out of life.
Working with the CFG team will help to provide the strategy, direction, and accountability to start using your resources in a way that aligns with your values.