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retirees
THIS IS IT!
You have worked your whole life with the goal of retirement in mind. You have saved, you have planned, and you have stayed focused on this end goal. Now is not the time to let up and make an impulsive decision.
This is arguably the biggest decision of your financial life, and far too many folks brave this uncharted territory alone. Some don't feel alone, because they have an insurance agent, a stock broker, a family member, or a Retirement For Dummies book.
Retirement marks a stark shift in your personal finances. Your whole life, you have been spending less than you earn, saving money, accumulating assets, and growing your investments.
Retirement marks the beginning of the "decumulation" phase of your financial life. For most, you begin to spend more than you earn, stop accumulating assets, and your investments slowly begin to shrink.
Uncharted territory.
Retirement should be exciting. It should be full of anticipation and peace of mind. It should not be wasted worrying about if or when your money is going to run out and how much can you really spend. It should be spent doing the things you love.
Your career was work. Retirement shouldn't be.
"As in all successful ventures, the foundation of a good retirement is planning."
-Earl Nightingale
Calm,
Collected,
and Catered
to You.
Retirees may not be sure which planning or service they need and/or want. Many retirement plans require a greater depth of planning due to employment history, family complexity, or sheer size of estate.
Let's Talk About The Future You.
The CFG Team will listen to you, collaborate on best next steps, then
Wrap It All Up In a Bow.
Expertly curated
to pave the way
forward ...
with confidence.
Step
into
your future with a solid game plan
The Magic is in the Details.
Complete Retirement Plan, Hypothetical Plan Projections, Estate planning, Social Security Strategy, Medicare Elections, Long-term Care Review, Trust Selection, Coordination with other professionals (CPA + attorney), Legacy Planning, Family Meeting, Foundation Creation + Charitable Strategy, Generational Wealth Transfer Planning, Estate Tax Strategy.
Age is an issue of mind over matter. If you don't mind, it doesn't matter."
-Mark Twain
Traveling, fishing, golfing, and more time with loved ones. Retirement is supposed to be a time of reaping the rewards of years of hard work.
For some, they come as early as 35, but for most, 65 or 70 is the target. Either way, with constantly increasing life expectancy, even someone retiring at 65 needs to be prepared for 30+ years of retirement!
That sounds amazing, but questions loom:
-
when can I retire,
-
how much do I need,
-
how long will it last,
-
how much can I spend,
-
what if the market crashes,
-
or what if I get sick?
All valid questions. In the last 40 years, we have heard them a few times before.
Retirement is not supposed to be stressful. It's not supposed to be work.
Let us help you with the anxieties that come with the uncertainty of retirement.
