retirees

THIS IS IT!

You have worked your whole life with the goal of retirement in mind. You have saved, you have planned, and you have stayed focused on this end goal. Now is not the time to let up and make an impulsive decision.

This is arguably the biggest decision of your financial life, and far too many folks brave this uncharted territory alone. Some don't feel alone, because they have an insurance agent, a stock broker, a family member, or a Retirement For Dummies book.

Retirement marks a stark shift in your personal finances. Your whole life, you have been spending less than you earn, saving money, accumulating assets, and growing your investments.

Retirement marks the beginning of the "decumulation" phase of your financial life. For most, you begin to spend more than you earn, stop accumulating assets, and your investments slowly begin to shrink. 

 

Uncharted territory. 

Retirement should be exciting. It should be full of anticipation and peace of mind. It should not be wasted worrying about if or when your money is going to run out and how much can you really spend. It should be spent doing the things you love.

Your career was work. Retirement shouldn't be.

"As in all successful ventures, the foundation of a good retirement is planning."

-Earl Nightingale

 

Retiree

packages

All CFG plans come with a 1-year, money back, 100% satisfaction promise.*

Seriously. If after the first year you are not completely satisfied with the plan or service, we will write you a check for your entire first year's fee. Learn more.

Retirement DIY

Many folks are "Do-It-Yourself" investors and just need some guidance moving into a new phase of life. This package would be ideal for someone not looking for ongoing advice or service.

  • Complete retirement plan

  • Hypothetical plan projections​

  • Estate planning

  • Social security strategy

  • Medicare elections

  • Long-term care review

Full Retirement

This package would be an ideal fit for someone nearing retirement, or retired in the last year. This provides a full financial plan along with ongoing annual reviews to keep you on the right track.

  • All of Level 1

  • Trust selection 

  • Coordination with other professionals (CPA and attorney)

  • Legacy planning

  • Family meeting

Retirement Concierge

Certain retirement plans require a greater depth of planning due to employment history, family complexity, or sheer size of estate. This package is ideal for the most complex retirement situations.

  • All of Levels 1 & 2

  • Foundation creation/charitable strategy

  • Generational wealth transfer planning

  • Estate tax strategy

Retirement planning is not one-size-fits-all.

These packages serve as our retirement foundations. Often times, retirees are not sure what sort of planning or service they need. These offer a starting point based on our experience and understanding of what people generally need. 

 

However, every package is completely customizable

to fit your specific needs. Learn more.

Age is an issue of mind over matter. If you don't mind, it doesn't matter."

         -Mark Twain

Traveling, fishing, golfing, and more time with loved ones. Retirement is supposed to be a time of reaping the rewards of years of hard work. 

For some, they come as early as 35, but for most, 65 or 70 is the target. Either way, with constantly increasing life expectancy, even someone retiring at 65 needs to be prepared for 30+ years of retirement!

That sounds amazing, but questions loom:

  • when can I retire,

  • how much do I need,

  • how long will it last,

  • how much can I spend,

  • what if the market crashes, 

  • or what if I get sick?

All valid questions. In the last 40 years, we have heard them a few times before.

 

Retirement is not supposed to be stressful. It's not supposed to be work.

 

Let us help you with the anxieties that come with the uncertainty of retirement. 

Don't see exactly what you're looking for

Everyone's goals, career, and life look very different.

Your financial plan needs to be as unique as you are.

 

All plans are completely customizable to fit your needs. 

Contact us today for your complimentary consultation